Prefab Buyer's Guide 2026 (PDF)
Five short steps to your personalised plan: the guide brings together a cost range including your federal state's purchase-related fees, a monthly payment estimate, the timeline to move-in, matching subsidy programmes and three houses that suit you — all in one PDF. All figures are indicative values from a simplified model calculation, as of 2026.
Step 1 of 5 · House & living area
Which house type suits you?
How much living area are you planning?
Frequently asked questions about the Prefab Buyer's Guide
What's inside the Prefab Buyer's Guide?
The guide turns your answers into a personalised PDF: a cost range including purchase-related fees with the property transfer tax (Grunderwerbsteuer) of your German federal state (as of 2026), an estimate of your possible monthly payment, a timeline from today to move-in, matching subsidy programmes, three houses that fit your profile and a checklist of your next five steps. All figures are indicative values from a simplified model calculation, not a binding offer.
How are the purchase-related fees calculated?
The purchase-related fees (Kaufnebenkosten) include the property transfer tax (Grunderwerbsteuer) at the rate applicable to your federal state (as of 2026), notary and land-registry fees (Notar- und Grundbuchkosten) of roughly 1.5 to 2 percent and — if you are still searching for a plot — an optional estate-agent commission (Maklercourtage) of about 3.57 percent. The guide lists every item separately so you can follow how the total is composed.
How realistic is the monthly payment estimate?
The payment is calculated as an annuity from your loan amount, an assumed interest rate (as of 2026) and an initial repayment (Tilgung) of 2 percent. It is a simplified model calculation for initial orientation. The actual interest rate depends on your creditworthiness, loan-to-value, equity and lender — always obtain several offers before signing.
Will my email address be used for advertising?
No. You receive your guide as a PDF and can also download it locally straight away. We use your details to process your request; we only pass them on to manufacturers with your explicit consent. Details are in our privacy policy.
